Activity Liability Waiver Template

A free liability waiver template signed by participants before an activity, class, event, or facility use, covering assumption of risk, release, and minor participants. Download in PDF or Word and fill in the bracketed fields.

Last updated: August 5, 2026

What Is a Activity Liability Waiver?

An activity liability waiver is a prospective agreement: the participant signs before taking part, acknowledges the risks that come with the activity, and agrees not to sue the provider for injuries that result from those ordinary risks. It is the document handed out at gyms, climbing walls, trampoline parks, yoga studios, martial arts schools, race events, tours, equipment rentals, and youth programs. Its two functional halves are assumption of risk, where the participant states they understand what can go wrong, and the release, where they give up future claims.

Waivers are enforced unevenly. Courts read them narrowly against the business that wrote them, require the release language to be clear and conspicuous rather than buried, and refuse to enforce waivers of gross negligence, recklessness, or intentional harm in nearly every state. A few states restrict prospective waivers much further, and a parent's signature on behalf of a child is treated very differently from one jurisdiction to the next. A well-drafted waiver still has real value — it documents disclosure, supports an assumption-of-risk defense, and deters marginal claims — but it is not a shield against everything.

When to Use This Template

  • You run classes, training, tours, or recreational activities open to the public
  • A facility, gym, studio, or venue admits participants who could be injured on site
  • Equipment such as bikes, kayaks, or climbing gear is rented or lent to users
  • A one-time event, race, competition, or volunteer day needs participant sign-off
  • Minors will take part and a parent or guardian must consent and acknowledge risk
  • You want written proof that participants were told about the specific hazards involved

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Full text of the template. Fields in [BRACKETS] are placeholders you fill in.

Activity Liability Waiver

  1. 1. 1. Parties and Acknowledgment

    This Waiver, Release, and Assumption of Risk Agreement (the "Waiver") is entered into on [DATE] by [PARTICIPANT NAME], residing at [PARTICIPANT ADDRESS], phone [PARTICIPANT PHONE], email [PARTICIPANT EMAIL] (the "Participant"), in favor of [PROVIDER NAME], a [ENTITY TYPE] located at [PROVIDER ADDRESS] (the "Provider"). References to the Provider include its owners, officers, employees, instructors, coaches, volunteers, contractors, sponsors, equipment suppliers, landlords, and the owners of the premises where the Activity takes place (collectively, the "Released Parties"). THE PARTICIPANT IS GIVING UP SUBSTANTIAL LEGAL RIGHTS BY SIGNING THIS DOCUMENT AND SHOULD READ IT CAREFULLY BEFORE SIGNING.

  2. 2. 2. Description of the Activity

    The Participant is voluntarily taking part in the following activity (the "Activity"): [ACTIVITY DESCRIPTION, e.g., group fitness classes, indoor rock climbing, guided kayak tours, youth soccer training, obstacle race]. The Activity will take place at [ACTIVITY LOCATION] on [ACTIVITY DATE OR DATE RANGE, or "each date on which the Participant attends"]. This Waiver applies to the Activity described above and to all related activities, including instruction, warm-ups, practice sessions, travel arranged by the Provider, use of the premises, locker rooms, parking areas, and any use of equipment supplied by the Provider.

  3. 3. 3. Assumption of Risk

    The Participant understands that the Activity involves inherent risks that cannot be eliminated regardless of the care taken, and voluntarily assumes all such risks, both known and unknown. These risks include, without limitation: [SPECIFIC RISK LIST, e.g., slips, trips, and falls; collisions with people, equipment, or fixed objects; sprains, strains, fractures, dislocations, and concussions; overexertion, dehydration, heat illness, and cardiac events; equipment failure; drowning or water hazards; exposure to weather; contact with animals or insects; exposure to communicable illness; and injury caused by the conduct of other participants]. These risks may result in minor injury, serious injury, permanent disability, paralysis, or death, and may also result in property damage or financial loss. The Participant accepts these risks as an inseparable part of taking part in the Activity.

  4. 4. 4. Waiver and Release of Liability

    To the fullest extent permitted by law, the Participant releases, waives, and discharges the Released Parties from all claims, demands, causes of action, damages, and liabilities of any kind arising out of participation in the Activity, including claims based on the ordinary negligence of the Released Parties, whether the injury or loss results from the risks described above or from any other cause connected with the Activity. This release covers claims for bodily injury, illness, death, property damage, and economic loss, and it applies to the Participant and to the Participant's heirs, executors, administrators, and personal representatives. This release does not apply to injury caused by the gross negligence, recklessness, or intentional misconduct of a Released Party, or to any liability that cannot be released under applicable law.

  5. 5. 5. Indemnification by the Participant

    The Participant agrees to indemnify, defend, and hold harmless the Released Parties from any claim, loss, or expense, including reasonable attorney fees, brought by or on behalf of the Participant or by any third party arising out of the Participant's conduct during the Activity, the Participant's breach of the rules described in Section 8, or the Participant's use of the premises or equipment. This obligation does not extend to claims caused by the gross negligence, recklessness, or intentional misconduct of a Released Party. If the Participant is a minor, the parent or guardian signing below accepts this obligation on the minor's behalf and on their own behalf.

  6. 6. 6. Health, Fitness, and Participant Representations

    The Participant represents that they are in good physical condition and have no medical condition, injury, disability, allergy, pregnancy-related restriction, or medication requirement that would make participation unsafe, except as disclosed here: [DISCLOSED CONDITIONS, or "None"]. The Participant confirms they have consulted a physician if there is any doubt about fitness to participate, and understands that the Provider has not conducted and is not qualified to conduct a medical assessment. The Participant will stop participating and notify an instructor immediately if they experience pain, dizziness, shortness of breath, or any other warning sign. The Participant will disclose any change in health status before subsequent sessions. Emergency contact: [EMERGENCY CONTACT NAME AND PHONE].

  7. 7. 7. Medical Treatment Authorization

    The Participant authorizes the Provider and its staff to arrange emergency medical treatment, including transportation by ambulance, if the Participant is injured or becomes ill during the Activity and is unable to consent. The Participant is responsible for all costs of medical treatment, transportation, and evacuation, and confirms that any personal health insurance is the primary coverage for such costs. The Provider does not provide medical or accident insurance for participants. Relevant medical information the Provider should know is: [MEDICAL NOTES, e.g., allergies, asthma, epilepsy, medications, or "None"]. This authorization is not an assumption by the Provider of any duty to provide medical care.

  8. 8. 8. Rules, Conduct, and Right to Remove

    The Participant will follow all safety rules, posted signage, instructions from staff, and any code of conduct provided by the Provider, and will use required protective equipment at all times. The Participant will not take part while under the influence of alcohol, cannabis, or any substance that impairs judgment, coordination, or reaction time. The Provider may refuse admission, suspend, or remove any participant whose conduct is unsafe, disruptive, or in violation of the rules, without refund. The Participant is responsible for damage they cause to the premises or to equipment beyond ordinary wear, and for the conduct of any guest they bring.

  9. 9. 9. Equipment and Personal Property

    The Participant will inspect any equipment before use and will not use equipment that appears damaged, worn, or unsuitable, reporting the condition to staff instead. Equipment supplied by the Provider is provided as-is, without any warranty of fitness for a particular purpose beyond ordinary maintenance and inspection by the Provider. If the Participant uses personal equipment, the Participant is solely responsible for its condition, fit, and suitability. The Provider is not responsible for loss, theft, or damage to personal property brought to the premises, including vehicles, phones, clothing, and valuables left in lockers or common areas.

  10. 10. 10. Photography and Media Consent

    SELECT ONE. Option A — Consent granted: the Participant grants the Provider permission to photograph and record the Participant during the Activity and to use those images and recordings in promotional and instructional materials, on the Provider's website, and on social media, without compensation. Option B — Consent declined: the Participant does not consent to promotional use of their image, and the Provider will make reasonable efforts to exclude the Participant from published material. The option selected by the Participant is: [OPTION A OR OPTION B]. For broader commercial or advertising use, a separate photo or model release should be signed.

  11. 11. 11. Minor Participants — Parent or Guardian Consent

    If the Participant is under [AGE OF MAJORITY, e.g., 18] years of age, this Waiver must be signed by a parent or legal guardian. The parent or guardian represents that they have legal authority to consent on behalf of the minor; consents to the minor's participation with full knowledge of the risks described in Section 3; agrees, to the extent permitted by law, to release the Released Parties on behalf of themselves and the minor; and agrees to indemnify the Released Parties against any claim brought by or on behalf of the minor arising from the Activity. The parent or guardian acknowledges that state law may limit the enforceability of a release signed on behalf of a minor and that this Waiver is intended to be enforced to the maximum extent the law allows.

  12. 12. 12. Severability and Limits on the Release

    If any portion of this Waiver is held invalid or unenforceable, that portion will be limited or severed to the minimum extent necessary and the remaining provisions will continue in full force, with the intent that the release be given the broadest effect permitted by law. Nothing in this Waiver releases or limits liability for gross negligence, recklessness, willful or intentional misconduct, or any other liability that applicable law does not permit to be released in advance. Nothing in this Waiver limits any right to workers compensation benefits or to statutory protections that cannot be waived.

  13. 13. 13. Governing Law and Venue

    This Waiver is governed by the laws of the State of [GOVERNING STATE], without regard to conflict of laws rules, and any action arising out of the Activity or this Waiver will be brought exclusively in the state or federal courts located in [VENUE COUNTY AND STATE], to whose jurisdiction the Participant consents. This Waiver is the entire agreement between the Participant and the Provider on the subject of risk and liability for the Activity, and it supersedes any oral statement or assurance. It remains in effect for all future participation by the Participant in the Activity unless revoked in writing before the session in question.

  14. 14. 14. Acknowledgment and Signature

    I HAVE READ THIS WAIVER, RELEASE, AND ASSUMPTION OF RISK AGREEMENT, I UNDERSTAND THAT I AM GIVING UP THE RIGHT TO SUE FOR INJURIES CAUSED BY ORDINARY NEGLIGENCE, AND I SIGN IT FREELY AND VOLUNTARILY WITHOUT ANY INDUCEMENT. PARTICIPANT: Signature: ______________________. Printed Name: [PARTICIPANT NAME]. Date of Birth: [DOB]. Date: [DATE]. PARENT OR LEGAL GUARDIAN (required if the Participant is a minor): Signature: ______________________. Printed Name: [GUARDIAN NAME]. Relationship to Minor: [RELATIONSHIP]. Phone: [PHONE]. Date: [DATE]. PROVIDER REPRESENTATIVE (optional): ______________________. [NAME AND TITLE]. Date: [DATE].

  15. 15. Disclaimer

    This template is provided for general informational purposes only and is not legal advice. The enforceability of a pre-injury liability waiver varies substantially by state: some states enforce clearly written waivers of ordinary negligence, others restrict them heavily, and a few refuse to enforce them for certain activities or recreational facilities. No state permits a valid waiver of gross negligence, recklessness, or intentional misconduct, and releases signed by a parent on behalf of a minor are unenforceable in a number of jurisdictions. Waivers should be conspicuous, activity-specific, and reviewed alongside your liability insurance. Consult a licensed attorney in your state before putting this document into use. Use of this template does not create an attorney-client relationship with ScanContract.

Key Clauses Explained

What each important clause does — and what to watch out for before you sign.

Assumption of Risk

Documents that the participant was told about the specific hazards of the activity and accepted them.

Generic risk language is weak. The list should name the hazards that actually belong to your activity — falls from height, water, contact, equipment failure — because courts look for evidence the participant understood the particular danger. Participants should read the list as a description of what the operator expects to go wrong.

Waiver and Release of Liability

Gives up the right to sue for injuries caused by the ordinary negligence of the provider.

The release must be conspicuous and unambiguous — buried in fine print or hidden inside a registration form, it is far more likely to be struck down. It also cannot cover gross negligence or intentional misconduct, so a provider relying on it to justify skipping maintenance or supervision is relying on nothing.

Health and Fitness Representations

Puts responsibility on the participant to disclose conditions that make participation unsafe.

Participants should answer honestly rather than treating it as a formality: a false statement here can be used to defeat a later claim. Providers should keep the disclosure field usable and avoid collecting more health detail than they can lawfully store and protect.

Medical Treatment Authorization

Lets staff arrange emergency care and confirms the participant bears the cost.

This is authorization, not a promise of care — providers should not describe medical staffing they do not have, because doing so can create a duty they then fail to meet. Participants should note that ambulance and treatment costs sit with them and their own insurance.

Indemnification by the Participant

Requires the participant to cover claims arising from their own conduct or rule violations.

Participant indemnity is much less commonly enforced than the release itself, especially against consumers, and an aggressive version can make a court hostile to the entire document. Keep it tied to the participant's own conduct rather than sweeping in everything that happens on site.

Minor Participant and Guardian Consent

Obtains parental consent, release, and indemnity for participants under the age of majority.

Several states will not enforce a parent's release of a child's own claim, which means the waiver may function only as evidence of informed consent. Confirm the person signing is a legal guardian rather than an aunt or a coach, and rely on insurance rather than on this clause for youth programs.

Severability and Gross Negligence Carve-Out

Preserves the enforceable parts if a court strikes something and confirms what cannot be waived.

Without this clause, one overreaching sentence can take the whole waiver down. Providers should include it and, more importantly, not treat any waiver as a substitute for maintenance, supervision, and liability coverage. Participants should know that serious misconduct is never covered by anything they signed.

Frequently Asked Questions

Are liability waivers actually enforceable?
Often, but not automatically. Most states will enforce a clearly written, conspicuous waiver of ordinary negligence for recreational activities where the participant had a real choice about taking part. Courts read them strictly against the business that drafted them, and a few states restrict or refuse to enforce them for certain facilities and activities. Ambiguity, fine print, and boilerplate are the usual reasons a waiver fails.
Can a waiver cover gross negligence?
No. Essentially every state refuses to enforce a pre-injury release of gross negligence, recklessness, or intentional misconduct as a matter of public policy. That means a waiver does not protect a provider who ignores a known hazard, skips required maintenance, leaves a class unsupervised, or conceals a danger. It also means the carve-out in this template reflects the law rather than a concession.
What is the difference between a liability waiver and a release of liability?
A liability waiver is signed before the activity and gives up claims for injuries that have not happened yet. A release of liability settles claims for something that has already occurred, usually in exchange for payment. The waiver is a risk management tool for an ongoing business; the release is a settlement document for a specific past incident.
Can a parent sign a waiver for a child?
A parent can consent to the child's participation and can typically release their own derivative claims, such as medical expenses. Whether they can waive the child's own right to sue depends entirely on the state — a significant number of jurisdictions refuse to enforce that, on the reasoning that a parent cannot bargain away a minor's claim. Treat the guardian signature as documentation of informed consent and carry insurance accordingly.
Does the waiver need to be signed every visit?
Not necessarily. Many operators use a waiver that covers all future participation until revoked, which is what the governing law section of this template does. That said, refreshing signatures annually, after a material change to the activity, and whenever a participant returns after a long absence makes the document far easier to defend, and it prompts an updated health disclosure.

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